Arizona Bankruptcy & Debt Defense Insights
Plain-English articles on bankruptcy, debt collection lawsuits, and consumer rights from attorney John Skiba.
Book Free Consultation →What to Do If You're Sued by a Credit Card Company
Getting served by a credit card company or debt collector feels like you've already lost — but these cases are far more winnable than most people realize. Here are the steps to take, fast.
Do I Qualify for Chapter 7 Bankruptcy?
Wondering if you qualify for Chapter 7 bankruptcy in Arizona? Here's a plain-English walkthrough of the income limits, the means test, and the other requirements — straight from a bankruptcy attorney with 20+ years of experience.
Arizona Bankruptcy Exemptions: What's Protected in 2026
A complete, plain-English guide to Arizona's bankruptcy exemptions in 2026. What you get to keep — your home, car, retirement, household goods, and more — broken down by category.
Sued by Midland Credit Management in Arizona? Here's What to Do Next
Midland Credit Management is one of the most active debt collectors filing lawsuits in Arizona. If you've been served, you have 20 days to respond — and a real shot at winning. Here's how.
Can I Keep My House in Chapter 7 Bankruptcy in Arizona?
The #1 question I get from Arizonans considering bankruptcy: will I lose my house? For most homeowners, the answer is no. Here's how Arizona's homestead exemption protects your home in Chapter 7.
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