Phoenix Bankruptcy Attorneys
Chapter 7 and Chapter 13 bankruptcy representation for Phoenix residents. A fresh start is closer than you think.
Book Free Consultation →Bankruptcy Help for Phoenix Residents
As Arizona's largest city, Phoenix has the highest volume of both bankruptcy filings and debt collection lawsuits in the state. Filings are spread across multiple Justice Courts depending on where you live, with Maricopa County Superior Court handling the larger cases downtown. Our attorneys regularly represent clients from every Phoenix neighborhood.
Phoenix-area bankruptcy filings happen at the U.S. Bankruptcy Court for the District of Arizona, located at 230 N. First Avenue in downtown Phoenix. Whether you live in Ahwatukee, Paradise Valley, or Maryvale, your 341 meeting of creditors will happen downtown. We've walked thousands of Phoenix residents through that process.
Serving Every Phoenix Neighborhood
We represent Phoenix residents across the city, including:
Phoenix Bankruptcy Questions, Answered
Common questions we hear from Phoenix residents considering bankruptcy.
How much does it cost to file bankruptcy in Phoenix, Arizona?
Phoenix residents pay the same Arizona bankruptcy attorney fees as the rest of the state — we offer transparent flat-fee pricing with payment plans available. Chapter 7 cases typically cost less than Chapter 13. Schedule a free consultation for an exact quote based on your situation.
Where do Phoenix residents file for bankruptcy?
All Arizona bankruptcy cases, including Phoenix residents, are filed at the U.S. Bankruptcy Court for the District of Arizona at 230 N. First Avenue in downtown Phoenix. Your 341 meeting of creditors will also take place there. The drive from Phoenix is about 25 minutes or less for most neighborhoods.
Will I lose my house if I file Chapter 7 bankruptcy in Phoenix?
In most cases, no. Arizona's homestead exemption protects up to $400,000 of equity in your primary residence, which covers the vast majority of Phoenix homeowners. As long as you're current on your mortgage and within the exemption, you keep your home.
How long does Chapter 7 bankruptcy take in Phoenix?
Most Chapter 7 cases for Phoenix residents complete in 90 to 120 days from the filing date. The 341 meeting of creditors happens about 30 days after filing, and the discharge typically follows 60-90 days later. Chapter 13 involves a 3-5 year repayment plan.
Does bankruptcy stop wage garnishment in Phoenix?
Yes. The moment your bankruptcy is filed, an automatic stay under 11 U.S.C. § 362 immediately stops all wage garnishments, bank levies, lawsuits, and collection calls — including garnishments already in progress against Phoenix employers.
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