.calc-intro{background:var(--cream);padding:3rem 1.5rem 1rem}.calc-intro-inner{max-width:720px;margin:0 auto;color:var(--text-secondary);font-size:1.05rem;line-height:1.7}.calc-intro-inner p+p{margin-top:1rem}.calc-section{background:var(--cream);padding:2rem 1.5rem 5rem}.calc-inner{max-width:720px;margin:0 auto}.calc-form{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:2.5rem;box-shadow:var(--shadow-sm)}.calc-field{margin-bottom:1.75rem}.calc-field:last-of-type{margin-bottom:1.5rem}.calc-field label{display:block;font-family:var(--font-body);font-weight:600;color:var(--navy);margin-bottom:.5rem;font-size:1rem}.calc-field select,.calc-field input[type=number]{width:100%;padding:.85rem 1rem;font-family:var(--font-body);font-size:1rem;border:1.5px solid var(--border);border-radius:var(--radius);background:#fff;color:var(--text-primary);transition:border-color .15s}.calc-field select:focus,.calc-field input[type=number]:focus{outline:none;border-color:var(--gold)}.calc-money{position:relative}.calc-money-symbol{position:absolute;left:1rem;top:50%;transform:translateY(-50%);color:var(--text-light);font-weight:600}.calc-money input{padding-left:2rem!important}.calc-help{margin-top:.5rem;color:var(--text-light);font-size:.85rem;line-height:1.5}.calc-submit{width:100%;justify-content:center;padding:1rem;font-size:1rem}.calc-result{margin-top:2rem}.result-card{background:#fff;border-radius:var(--radius);padding:2.5rem;border-top:5px solid var(--gold);box-shadow:var(--shadow-md)}.result-pass{border-top-color:#2e7d4f}.result-review{border-top-color:#c47a1f}.result-error{border-top-color:#b3261e;color:var(--text-secondary)}.result-badge{display:inline-block;font-family:var(--font-body);font-size:.75rem;font-weight:700;letter-spacing:.15em;text-transform:uppercase;color:var(--gold);background:var(--gold-muted);padding:.3rem .75rem;border-radius:100px;margin-bottom:1rem}.result-pass .result-badge{color:#2e7d4f;background:#2e7d4f1f}.result-review .result-badge{color:#c47a1f;background:#c47a1f26}.result-headline{font-family:var(--font-body);font-size:1.6rem;font-weight:700;color:var(--navy);margin-bottom:.85rem;line-height:1.3}.result-summary{color:var(--text-secondary);font-size:1.05rem;line-height:1.65;margin-bottom:1.75rem}.result-numbers{display:grid;grid-template-columns:1fr 1fr;gap:1rem;margin-bottom:2rem;padding:1.5rem;background:var(--cream);border-radius:var(--radius)}.result-number-label{font-size:.8rem;color:var(--text-light);text-transform:uppercase;letter-spacing:.05em;margin-bottom:.4rem;font-weight:600}.result-number-value{font-family:var(--font-body);font-size:1.4rem;font-weight:700;color:var(--navy)}.result-cta{border-top:1px solid var(--border);padding-top:1.75rem}.result-cta h3{font-family:var(--font-body);font-size:1.25rem;font-weight:700;color:var(--navy);margin-bottom:.5rem}.result-cta>p{color:var(--text-secondary);font-size:.95rem;margin-bottom:1.25rem;line-height:1.6}.lead-form{display:flex;flex-direction:column;gap:.75rem}.lead-row{display:grid;grid-template-columns:1fr 1fr;gap:.75rem}.lead-row:has(input[name=phone]){grid-template-columns:1fr}.lead-form input,.lead-form textarea{width:100%;padding:.75rem .9rem;font-family:var(--font-body);font-size:.95rem;border:1.5px solid var(--border);border-radius:var(--radius);background:#fff;color:var(--text-primary);resize:vertical}.lead-form input:focus,.lead-form textarea:focus{outline:none;border-color:var(--gold)}.lead-submit{width:100%;justify-content:center;margin-top:.25rem}.lead-success{background:#2e7d4f1a;border:1px solid rgba(46,125,79,.3);color:#2e7d4f;padding:1.25rem;border-radius:var(--radius);text-align:center;font-weight:600}.result-or{text-align:center;margin:1.5rem 0 1rem;position:relative}.result-or:before{content:"";position:absolute;top:50%;left:0;right:0;height:1px;background:var(--border)}.result-or span{background:#fff;padding:0 1rem;color:var(--text-light);font-size:.85rem;text-transform:uppercase;letter-spacing:.1em;position:relative}.btn-outline{display:flex;justify-content:center;border:1.5px solid var(--navy);color:var(--navy);padding:.85rem 1.5rem;border-radius:var(--radius);font-family:var(--font-body);font-weight:600;transition:all .2s}.btn-outline:hover{background:var(--navy);color:#fff}.calc-disclaimer{margin-top:2rem;padding:1.5rem;background:#0b1d3a0a;border-left:3px solid var(--text-light);border-radius:0 var(--radius) var(--radius) 0;color:var(--text-secondary);font-size:.9rem;line-height:1.65}@media(max-width:640px){.calc-form,.result-card{padding:1.5rem}.result-numbers,.lead-row{grid-template-columns:1fr}.result-headline{font-size:1.35rem}}